Health Insurance is a must

Medical emergencies are unpredictable and can cause a financial upheaval that is tough for you to handle. However, people with health insurance or a Mediclaim policy get financial assistance for their medical treatments and hospitalization during the policy period. 

What is a Mediclaim?

  • A Mediclaim policy is a type of health insurance that offers a health cover for illnesses and hospitalization up to a specific sum insured.  In this, the insurance providers reimburse the policyholder for any medical expenses that he/she might have incurred during the policy period.
  • The insured can either submit the relevant bills to get reimbursed or get completely cashless facilities at the insurer’s network hospitals. This insurance coverage also offers tax benefits under section 80D of the Income Tax Act of India, 1961.
  • After a fixed period, the policyholder has to renew it to keep getting the benefits.

Things to keep in mind while getting a health insurance

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